Financial inclusion

382 records

No records

Big Data Meets Artificial Intelligence

BaFin consultation sets out challenges and implications for the supervision and regulation of financial services

Federal Financial Supervisory Authority of Germany (BaFin) consultation: i) addresses technological developments of big data analytics and artificial intelligence; ii) elaborates scenarios outlining the potential impact these technologies might have on the financial market and market players; and iii) highlights potential implications for financial supervisory authorities. Consultation aims to initiate discussion on the impact of digitalization on established market and supervisory structures.

Publisher: National Regulators Release date: Jul 2018 Country: Germany

Type: Consultative, discussion and issues paper

Topics: Financial inclusion

Sectors: Banking, Insurance, Pensions, Securities

Innovative Technology in Financial Supervision (Suptech): The Experience of Early Users

FSI guidance for supervisory agencies on developing a strategy to realize the potential benefits of SupTech

Financial Stability Institute guidance outlines the experiences of early users and highlights specific considerations to develop a SupTech strategy for supervisory agencies. Sets out challenges to supervisory agencies when developing or using SupTech applications: i) increased operational risks (cyber risk, data quality, and finding the right talent); ii) computational capacity constraints; iii) management support; and iv) buy-in from supervision units. This paper outlines the experiences of early users and highlights specific considerations to develop a SupTech strategy for supervisory agencies to take advantage of these developments.

Publisher: International Organizations Release date: Jul 2018

Type: Consultative, discussion and issues paper

Topics: Financial inclusion

Sectors: Banking, Insurance, Pensions, Securities

Browsing to Borrow: "Mom & Pop" Small Business Perspectives on Online Lenders

FRB report examines small business owners' perceptions of online lenders

US Federal Reserve Board and Federal Reserve Board of Cleveland report gauges small business owners' perceptions of online lenders and their understanding and interpretation of information online lenders use to describe their credit products. Key findings include: i) participants are already familiar with online lending; ii) participants prefer websites with detailed product information; and iii) participants found sample online products confusing.

Publisher: National Regulators Release date: Jun 2018 Country: United States

Type: Consultative, discussion and issues paper

Topics: Financial inclusion

Sectors: Banking

SupTech: Leveraging Technology for Better Supervision

TC note explains SupTech and its potential

Toronto Centre note discusses how, by leveraging technology, supervisors can improve the efficiency and effectiveness of their work, with a focus on data collection, data analytics and digitization of processes and working tools. Provides examples of current uses of SupTech and uses that are being tested. Discusses the challenges and risks of embracing SupTech.

Publisher: Toronto Centre Release date: Jun 2018

Type: TC Notes

Topics: Financial inclusion

Sectors: Banking, Insurance, Pensions, Securities

Issues Paper on Index Based Insurance, Particularly in Inclusive Insurance Markets

IAIS issues paper focuses on insurance supervisors who seek to enhance financial inclusion in developing markets

International Association of Insurance Supervisors issues paper discusses: i) why various promoters have sought to develop index based insurance; ii) relevant stakeholders and how they may be different to other insurance-related subject areas; iii) issues summarized under the heading of "legal certainty" and a range of particular consumer issues and how they tend to have been considered and resolved; and iv) index based insurance projects and how supervisors might approach them that reflects both a proportionate approach and provides for innovations.

Publisher: Global Standard-Setting Bodies Release date: Jun 2018

Type: Consultative, discussion and issues paper

Parent: Issues Paper on Index-Based Insurances

Topics: Financial inclusion

Sectors: Insurance

Financial Stability and Post-Crisis Reforms: Are We Done Yet?

TC 20th anniversary event explores post-crisis period and expectations for the future

Toronto Centre executive panel and 20th anniversary event discusses the post-crisis period and expectations for the future.

Publisher: Toronto Centre Release date: May 2018

Type: TC Videos

Topics: Financial inclusion

Sectors: Banking, Insurance, Microfinance, Microinsurance, Pensions, Securities

The Power of Parity: Advancing Women's Equality in India

McKinsey report examines gender equality in India

McKinsey Global Institute report discusses gender equality in India to assist policy makers, business leaders and other stakeholders towards effective interventions that promote equitable growth and broad-based prosperity in the country.

Publisher: Others Release date: May 2018 Country: India

Type: Consultative, discussion and issues paper

Topics: Financial inclusion

Sectors: Microfinance, Microinsurance

Basic Regulatory Enablers for Digital Financial Services

CGAP focus note provides guidance for policy makers to create an enabling environment for digital financial services

Consultative Group to Assist the Poor focus note examines four building blocks in regulation (e.g. regulatory enablers) and how they have been implemented in practice. Note focuses on digital financial services (DFS) models that specifically target excluded and underserved market segments. Four basic enablers are: i) non-bank e-money issuance; ii) use of agents; iii) risk-based customer due diligence; and iv) consumer protection.

Publisher: International Organizations Release date: May 2018

Type: Consultative, discussion and issues paper

Topics: Financial inclusion

Sectors: Banking, Microfinance

Digitally Delivered Credit

AFI policy guidance note and results from survey of regulators

Alliance for Financial Inclusion guidance note focuses on potential customer risks from different models of digitally-delivered credit. Discusses how policy makers and regulators in emerging markets and developing economies could develop approaches for identifying, monitoring and mitigating the most important customer risks.

Publisher: Others Release date: Apr 2018

Type: Consultative, discussion and issues paper

Topics: Financial inclusion

Sectors: Banking, Microfinance

Guide to Assessments of Licence Applications

ECB guide on the process and requirements for assessing licence applications

European Central Bank guide applies to all licence applications to become a credit institution (bank) within the meaning of the Capital Requirements Regulation (CRR), including initial authorizations for new credit institutions, applications from FinTech companies, authorizations in the context of mergers or acquisitions, bridge bank applications and licence extensions. Promotes awareness and enhances the transparency of the assessment criteria and processes for the establishment of a credit institution within the Single Supervisory Mechanism.

Publisher: Regional Standard-Setting Bodies Release date: Mar 2018

Type: Guideline

Parent: Capital Requirements Regulation - CRR

Peer: Guide to Assessments of FinTech Credit Institution Licence Applications

Topics: Financial inclusion

Sectors: Banking

Display # Page 7 of 27 Total: 270

Start
Prev
2
3
4
5
6
7
8
9
10
11
Next
End

Resources

382 records

Big Data Meets Artificial Intelligence

Innovative Technology in Financial Supervision (Suptech): The Experience of Early Users

Browsing to Borrow: "Mom & Pop" Small Business Perspectives on Online Lenders

SupTech: Leveraging Technology for Better Supervision

Issues Paper on Index Based Insurance, Particularly in Inclusive Insurance Markets

Financial Stability and Post-Crisis Reforms: Are We Done Yet?

The Power of Parity: Advancing Women's Equality in India

Basic Regulatory Enablers for Digital Financial Services

Digitally Delivered Credit

Guide to Assessments of Licence Applications

Browse by Category

TC Notes

Sector

Topic

Country

Resource Type

Year Released

Publisher Type