TC Notes

382 records

No records

How Supervisors Can Improve the Effectiveness of Financial Education

TC note assists supervisors to develop practical recommendations for specific actions by supervisors

Toronto Centre Note sets out how supervisors can improve the effectiveness of financial education and literacy initiatives to improve consumer outcomes. Globally, there are significant and long-standing gaps in consumer understanding of key financial concepts and products, and how to access and manage such products successfully. Large gaps exist in both developing and developed countries, so development alone will not solve the problem.

Publisher: Toronto Centre Release date: Jul 2020

Type: TC Notes

Peer: Risk-Based Supervision

Topics: Consumer education and protection

Sectors: Banking, Insurance, Microfinance, Microinsurance, Pensions, Securities

Stress Testing and Climate Change

TC Note guides supervisors toward making appropriate choices when considering possible regulatory or supervisory actions

TC Note assists supervisors to: i) understand the key aspects of stress testing and how they might need to be applied differently in dealing with climate-related risks; ii) understand how climate change scenarios can be developed and their potential effects analyzed; iii) understand how the potential effects of climate change scenarios can be translated into assumptions that can be used in stress testing; iv) identify how financial institutions might use stress testing and scenario analysis in dealing with climate-related risks; and v) identify steps that supervisors can take to use stress testing and scenario analysis, and to promote their use by the financial institutions they supervise.

Publisher: Toronto Centre Release date: Jun 2020

Type: TC Notes

Peer: Climate Change: Issues for Banking Supervisors , Climate Change

Topics: Climate change , Stress-testing

Sectors: Banking, Insurance, Microfinance, Microinsurance, Pensions, Securities

Pillar 2 and Beyond: Issues for Supervisors in Implementing Basel II and Basel III

TC Note discusses issues for supervisors in implementing Basel II and Basel III

Toronto Centre Note focuses on the main supervisory issues arising from the implementation of Basel II or Basel III. It offers guidance on the choices that supervisors need to make about supervisory intensity and proportionality, Pillar 2, model approval, impact assessment, and resourcing.

Publisher: Toronto Centre Release date: Jun 2020

Type: TC Notes

Topics: Supervisory framework, Liquidity risk and rules

Sectors: Banking

The COVID-19 Pandemic: Supervisory Implications and Priorities for Islamic Banking

TC Note considers implications of COVID-19 as it affects Islamic finance

Toronto Centre Note discusses seven potential implications and priorities for supervisors regulating Islamic banks in response to the COVID-19 pandemic in dual banking systems: i) ensuring supervisory transparency, clarity in regulatory interventions, and a level playing field for Islamic banks; ii) navigating a tricky trade-off between regulatory capital requirements and economic growth; iii) managing Islamic banks' asset quality and the treatment of moratoria and non-performing financing; iv) dealing with a liquidity crunch and providing Shariah-compliant liquidity support and lender-of-last-resort facilities; v) providing supervisory support for issuing sovereign Sukuk for fiscal deficits; vi) evaluating stress testing and credit quality; and vii) reviewing financial safety nets and insolvency regimes for Islamic banks.

Publisher: Toronto Centre Release date: May 2020

Type: TC Notes

Topics: Crisis management and contingency planning, Islamic finance, Stress-testing

Sectors: Banking

Supervising Corporate Governance During Crises

TC Note considers implications of COVID-19 outbreak on corporate governance of supervised firms

Toronto Centre Note sets out the main issues that boards and senior management of supervised firms need to address as a result of the COVID-19 outbreak. The broad conclusion is that sound corporate governance is more essential than ever.

Publisher: Toronto Centre Release date: Apr 2020

Type: TC Notes

Topics: Crisis management and contingency planning, Corporate governance

Sectors: Banking, Insurance, Microfinance, Microinsurance, Pensions, Securities

Supervisory Responses to the Impact of COVID-19 on Credit Quality

TC note discusses immediate and long-term options for banking supervisors in light of COVID-19

Toronto Centre Note discusses some of the immediate and medium-term options for banking supervisors in response to the COVID-19 outbreak. It covers the application of accounting standards, the calculation of regulatory capital, and some practical advice for the actions that supervisors should be taking. One key message to supervisors is that they should ensure that banks are judicious in the use they make of the flexibility offered by accounting standards.

Publisher: Toronto Centre Release date: Apr 2020

Type: TC Notes

Topics: Crisis management and contingency planning, Accounting, actuarial and auditing , Capital adequacy

Sectors: Banking

Business Continuity Planning for a Supervisory Authority

TC Note sets out key elements of a BCP

Toronto Centre Note outlines the key elements of a Business Continuity Plan (BCP) and relates these to the specific circumstances of a supervisory authority. It provides a starting point for a supervisory authority wanting to construct a BCP, or to review and revisit its existing BCP.

Publisher: Toronto Centre Release date: Apr 2020

Type: TC Notes

Topics: Crisis management and contingency planning

Sectors: Banking, Insurance, Microfinance, Microinsurance, Pensions, Securities

Ten Issues for Supervisors During Crises

TC note discusses main issues to be considered during a crisis

Toronto Centre Note sets out the main issues that supervisors need to consider in a crisis and offers suggestions for how these might be addressed, both generally and in the current crisis. Most supervisory authorities will already be doing much of this in response to the COVID-19 outbreak. The Note aims to provide a reference point that can be used when taking stock of whether supervisory authorities are doing all the right things, whether they need to do more, or to do some things differently.

Publisher: Toronto Centre Release date: Apr 2020

Type: TC Notes

Topics: Crisis management and contingency planning

Sectors: Banking, Insurance, Microfinance, Microinsurance, Pensions, Securities

Designing and Implementing a Systematic Financial Crisis Management Simulation

TC note provides useful background for jurisdictions that may be interested in organizing a SWFCMS

Toronto Centre Note provides background on the design and implementation of bespoke system-wide financial crisis management simulations (SWFCMS) intended to test system-wide responses to financial sector crises.

Publisher: Toronto Centre Release date: Mar 2020

Type: TC Notes

Peer: Crisis Binder: An Essential Tool for Crisis Preparedness

Topics: Crisis management and contingency planning

Sectors: Banking, Insurance, Microfinance, Microinsurance, Pensions, Securities

Coronavirus and the Financial Sector

TC Discussion Note on implications of the coronavirus for supervisors

Toronto Centre Discussion Note sets out background to the coronavirus and its impact on the financial sector and the real economy. It concludes with implications for supervisors.

Publisher: Toronto Centre Release date: Mar 2020

Type: TC Notes

Sectors: Banking, Insurance, Microfinance, Microinsurance, Pensions, Securities

Display # Page 1 of 6 Total: 54

Start
Prev
1
2
3
4
5
6
Next
End

Resources

382 records

How Supervisors Can Improve the Effectiveness of Financial Education

Stress Testing and Climate Change

Pillar 2 and Beyond: Issues for Supervisors in Implementing Basel II and Basel III

The COVID-19 Pandemic: Supervisory Implications and Priorities for Islamic Banking

Supervising Corporate Governance During Crises

Supervisory Responses to the Impact of COVID-19 on Credit Quality

Business Continuity Planning for a Supervisory Authority

Ten Issues for Supervisors During Crises

Designing and Implementing a Systematic Financial Crisis Management Simulation

Coronavirus and the Financial Sector

Browse by Category

TC Notes

Sector

Topic

Country

Resource Type

Year Released

Publisher Type